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Overseas Visitors Health Cover (OVHC)


Generally, visitors to Australia are not covered under Australia’s Medicare system* for hospital and medical expenses.

If you’re visiting Australia for work or an extended holiday… or even applying for permanent residency speak to us about your Overseas Visitors Health Cover requirements.

If you are applying for a working visa (e.g. 457 or 485) you’ll be required to take out a specific level of health insurance to meet your visa requirements .

Overseas visitors* who hold temporary visas aren’t generally eligible for cover under Australia’s national health scheme, Medicare. If that’s the case and you need medical attention while visiting Australia, you could find yourself substantially out-of-pocket.

What does OVHC cover?

Most policies should cover you for any visits to the hospital and a percentage of your doctor’s fees. You can also purchase Extras cover that pays benefits toward the out-of-hospital services from practitioners in private practice such as optometrists, dentists and physiotherapists. Insurance can cover you for a small or large part of these costs depending on the cover you choose.

It’s best to talk to us about the different types of cover and the policies that we offer so we can get you the best value cover for the best possible price.

How can Choosewell help me find great value OVHC?

Choosewell Health Insurance Advisors are specialists in Australian and Overseas Visitors Health Cover.

We do all of the hard work for you, find you the best cover and send your confirmation letter to support your visa application. Best of all, there’s no charge for our service.

For more information on visas, speak to us or visit the Australian Government website.

Click request a review below and let us find you the cover that suits your needs – and your visa.

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*United Kingdom, Sweden, Belgium, Finland, Italy, Malta, the Netherlands, Slovenia, the Republic of Ireland and New Zealand have reciprocal health care arrangements with Australia. Visitors from these countries may be able to receive immediate necessary treatment in the public health system but aren’t otherwise entitled to benefits. Overseas Visitors Health Cover is strongly recommended.


Choosewell has access to Overseas Visitors Health Cover policies from leading insurers Bupa, iman, Australian Unity and Frank Health Insurance.


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