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Give Your Family Something to Smile About In 2016

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As January draws to an end many families are thinking about the start of school and getting ready for another big year. While many frazzled parents may be looking forward to getting back into a regular routine, there’s no doubt that going back to school comes with a certain number of unavoidable expenses.

From uniforms to books, school fees to activities, balancing the family budget can be a challenge at the best of times. January is often a time of reflection and for many, this also means overhauling the finances and looking closely at the budget.

Along with school expenses, mortgage or rent and regular bills, you will need to factor the cost of your private health insurance premiums in your family budget. In April, private health insurance costs are set to rise again so this is a good time to re-evaluate your needs and make sure you’re getting good value for the premiums that you pay.

When you’re reviewing your private health insurance needs, here are a few areas you might like to focus on:

1. Are you already paying too much for your health insurance cover?

You may be paying more than you need to if you’re covered for services you’re not using.

2. Do you have the right extras cover to meet your needs?

Remember that as your family goes through different life stages, your needs will change and so too should your health cover.

3. How does your health insurance policy compare to others in the market?

Shopping around and comparing different funds and products is the best way to make sure you’re getting the best deal.

One area where private health insurance can really benefit your family is through dental coverage. So long as you’ve served the waiting periods for an appropriate level of cover, you shouldn’t have to worry about excessive treatment costs, especially for major dental and orthodontics.

To help find your perfect health cover, Choosewell can ask you the right questions and get your 2016 off to a great start. Give us a call on 1300 421 154 or request a call back for a free health insurance review.

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