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Choosewell Terms and Conditions

1. Terms and conditions for use of the Choosewell website
Choosewell provides this website (Website) to assist you to select your health insurance provider (the Service). By using the Website you acknowledge and agree to these conditions of use (Conditions of Use).

1.1 Amendment
Choosewell may at any time and at Choosewell’s absolute discretion vary these Conditions of Use.

1.2 Use of Website

1.2.1 The Website and the Choosewell comparison service is made available only for personal or non-commercial use in obtaining information directly related to the services or products offered on the Website.

1.2.2 You may not, whether through the use of additional software or by any other means, data mine or conduct automated searches on the Website or the data contained in it.

1.3 Use of Your Information
You acknowledge and agree that Choosewell may use your personal information in accordance with the Choosewell Privacy Policy.

1.4 Limitation of Liability

1.4.1 Our participating providers supply some of the information available on the Website (Website Information) and therefore there may be inaccuracies in the Website Information over which Choosewell has no control.

1.4.2 Choosewell does not warrant or guarantee the: timeliness, accuracy or completeness of the Website Information; or quality of the results obtained from the use of the Website.

1.4.3 To the maximum extent permitted by law, Choosewell has no liability in relation to or arising out of the Website Information and Website recommendations. You are responsible for the final choice of your product and you should take time to read through all information supplied before proceeding. If you are in any doubt regarding a product or its terms you should seek further advice from Choosewell or the relevant participating provider before choosing your product.

1.4.4 Choosewell may pass on your personal information to the relevant participating provider if you apply to purchase a product via Choosewell, however, Choosewell does not guarantee when or if you will actually acquire the product that you have chosen. Choosewell does not accept any liability arising out of circumstances where there is delay in you acquiring the product you have chosen.

1.5 Disclosure of Commission
Choosewell receives payment of commissions from participating providers in order to provide the services provided by Choosewell on the Website (Service). You are not required to pay Choosewell for the Service.

1.6 Pricing
All products are quoted in Australian dollars. The amounts quoted on the Website are subject to change and may also vary depending on the payment method chosen. Whilst Choosewell endeavours to keep all product details and premiums on the Website current, Choosewell does not guarantee the accuracy of pricing information on the Website.

1.7 Statements of the Law
Statements made on the Website are not intended to be statements of the law. Statements regarding the industry regime relating to the relevant product are summaries only which may not be comprehensive or complete.

1.8 Other information

1.8.1 The Website contains statements regarding the terms of the products offered, including details of the benefits available and items not covered by the product. Such statements are generalised in an attempt to give you a summary of the types of products available through Choosewell. However, not all products are the same and you should confirm the exact terms of any product that you intend to purchase prior to proceeding. You will be sent Product Information by the Health Fund you purchase cover from, and the Standard Information Sheet applicable to that product. All products come with a 30 day cooling off period.

1.8.2 Only Australian Residents with access to Medicare are able to purchase the products advertised on the website.

1.8.3 Choosewell is not a registered health benefits organisation.

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